Off to Asia? You can take us with you, from Bangkok to Bali. Pay a one-off visit or see multiple countries in a single trip. We’ve got the right Asia travel insurance policy for you, whether you’re backpacking or beach-hopping. And because InsureandGo covers all ages, everyone can enjoy an adventure in Asia.
What is Asia travel insurance and do you need it?
Temple-spotting in Thailand. Trekking in Nepal. Travelling to the world’s largest continent gives you so many fascinating countries to choose from and so many ways to enjoy yourself.
Our travel insurance for Asia covers holidays in this vibrant part of the world. You need it because travelling to Asia can have its mishaps. Natural disasters, petty crime, and food-borne illnesses mean that finding the right policy is vital before you go.
The best travel insurance for Asia from the UK covers you for a range of incidents. Here’s what makes it a must:
Covers emergency medical costs: No one wants to think about getting sick on holiday. But traveller’s diarrhoea is a common ailment in Asia, affecting up to 20% of visitors. Asia travel insurance will cover the cost of emergency medical treatment. You need it because, while many large cities in Asia offer excellent healthcare, it can be expensive.
Covers trip disruption: Southeast Asia is prone to natural disasters. These include earthquakes, volcanic eruptions, tsunamis, floods, and storms. According to the United Nations, Asia Pacific is the most disaster-prone region in the world. Travel insurance for Southeast Asia with natural disaster cover can help if an unforeseen event means your trip doesn’t go to plan.
Covers repatriation: The number of road traffic accidents in Asia has been dubbed a ‘silent epidemic’ by the World Health Organisation.Globally, 28% of all fatalities occur in Southeast Asia, compared to just 5% in Europe. Travel insurance for travelling in Asia can be vital if you need to fly home for emergency treatment following an accident on the road. Without it, you could be counting the cost. Typical costs for an air ambulance to the UK from the Philippines are estimated at £89,000.
Covers cancellations: Once-in-a-lifetime trips to Asia can come with a hefty price tag. Asia travel insurance with cancellation cover can pick up the bill if you have to cancel your trip for specific reasons.
Covers your belongings: Rates of theft and petty crime vary throughout Asia. Singapore has one of the lowest crime rates in the world. But the FCDO warns tourists of financial scams in India and pickpocketing in Vietnam. If you’re the victim of a crime while on holiday, travel insurance for Asia can help replace your possessions. If you’re taking anything precious, gadget cover protects your valuables, up to £2,000. And with InsureandGo, 99%+ of all claims are paid within five working days¹.
Helps you make the most of your trip: Hiking in the Himalayas. Scuba diving in Thailand’s Koh Tao and Similan Islands. With our Asia travel insurance, you can experience it all. It covers over 100 sports and activities as standard.
Always check the latest FCDO advice for travel to Asia. Your insurance could be invalid if you travel against their advice. You’ll also need to check you’ve got all the visa requirements and vaccinations you need for your trip.
Make sure the policy you’ve chosen covers all the activities and regions you have planned. Check that you’re covered for the duration of your holiday – different policies have different maximum trip lengths.
Our policy wording provides full terms and conditions of what is and isn’t included.
The excess and amount of cover available varies depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
What’s not covered?
Each provider will have different things it can or cannot include in a policy. However, there are some situations travel insurance will not cover. For example:
You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
All our travel insurance policies include cover for cancellation of your trip. There may, however, be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
Which destinations are covered by InsureandGo’s Asia travel insurance?
You’ve got all the visa and vaccination requirements needed for each country you’ll be visiting.
The best travel insurance for Asia
The best travel insurance for Asia looks different for every type of traveller.
Taking the family to Thailand? We can cover you and your loved ones under one policy with our family travel insurance.
Hitting the slopes? Japan, China, and South Korea have incredible ski resorts. You can add winter sports travel insurance to any of our policies.
Going on a cruise? With the most coastline of any continent, Asia’s the ideal location. Add cruise holiday insurance to cover cabin confinement, cruise interruption, itinerary changes and more.
Exploring on two wheels? Asia is one of the most beautiful places on earth to ride a motorcycle. All our travel insurance policies cover bikes up to and including 125cc.
Want to see some wildlife? We can’t help you spot a Bengal tiger. But we can cover safaris in India and beyond.
How to book our travel insurance for Asia
Visas. Vaccinations. There’s so much to think about when you’re flying long-haul. At least getting an Asia travel insurance quote for your trip is quick and easy.
Tell us a few details about your trip
Let us know your travel dates, your destinations, who you’re travelling with and what activities you have planned. You can also tell us about any pre-existing medical conditions you want covered.
You can do this online now or by calling our team:
You can buy your travel insurance right away, or save the quote for later. The choice is yours!
“With its temples, beaches and breathtaking landscapes. Asia is a top destination for all types of travellers. And with 48 countries to explore, it’s the perfect place for an extended trip. But whatever your plans, travel insurance for Asia is a must. There’s nothing like a stolen wallet or tummy troubles to put a dampener on your trip. Securing the right policy before you go means you can focus on seeing the wonders of Asia, knowing you’re fully protected”
“Not only cost-effective but very user-friendly, with everything explained clearly and easy to understand. I am planning a long trip around Southeast Asia. To be covered for an entire year is a load off my mind!”
Travel insurance for Asia with pre-existing medical conditions
Living with a pre-existing condition shouldn’t stop you from visiting Asia. Declare your conditions when getting your quote and you’ll be covered for related medical emergencies. That way, unforeseen costs won’t ruin your adventure.
Many cities in Asia rank among the most polluted in the world. Air pollution in Southeast Asia gets worse during the dry season. If you have a respiratory or heart condition, you may wish to consult a medical practitioner before you travel.
Medical care can be expensive in many parts of Asia. In some countries, healthcare facilities may refuse to treat you unless you have a travel insurance policy that can cover the costs.
If you’re travelling to Asia with a pre-existing medical condition, insurance is a must. At InsureandGo, we’ll consider all medical conditions, including:
You must declare all your pre-existing medical conditions when buying your Asia travel insurance. Otherwise, you won’t be covered if you have an emergency related to your condition while away.
Frequently asked Questions on Asia Travel Insurance
Do I need travel insurance for Asia?
Yes, you need travel insurance for Asia. It’s not a mandatory entry requirement. But the UK Government states that you must have appropriate travel insurance before you head overseas. This should include cover for emergency treatment and repatriation.
While this advice applies to everyone, it is particularly important if you have a pre-existing health condition.
How much does travel insurance for Asia cost?
The cost of travel insurance for Asia will depend on several factors, including:
The length of your trip. Spending six months backpacking around Asia? A longer trip will typically cost more to insure than a shorter one.
Your chosen destinations. Asia is made up of 48 countries. Some, like Singapore, Hong Kong and China, have more expensive healthcare if the worst happens.
Your age. Generally, travel insurance gets more expensive as you get older.
Your level of desired coverage. At InsureandGo we offer four levels of cover. With Budget, Silver, Gold and Black, there’s something for everyone. Our Gold travel insurance is a Which? Best Buy.
Policy add-ons. Are you planning any adventurous activities on your trip to Asia? Want extra coverage for valuables, extreme sports or cruising? These require more comprehensive coverage, impacting the price.
Any pre-existing medical conditions. Declaring them might increase the cost slightly, but it’s crucial to get proper coverage.
These factors can vary, meaning the cost of travel insurance to Asia differs for everyone.
Does the GHIC cover medical treatment in Asia?
No, the Global Health Insurance Card (GHIC) does not cover medical treatment in Asia. It provides access to state healthcare in the European Economic Area (EEA) and Switzerland. Within these countries, you’ll be treated as if you were a resident of the country you’re visiting.
For travel to Asia, you need travel insurance that covers emergency healthcare costs. It should also cover the cost of medical repatriation if you need to fly home. This will ensure you’re fully protected if any medical emergencies crop up during your trip.
Who can buy an InsureandGo Asia travel insurance policy?
All our Asia travel insurance policies are available to UK residents. This means:
Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
They must be in the UK at the time of purchase
All trips must start and end in the UK
Travel insurance guide
Frequently asked questions
If you’ve got more questions about how our Asia travel insurance works, or more general travel insurance queries, have a read through our FAQs.
Travel advice
Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.
Travel insurance reviews
If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.
* Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Ends 31/12/25. Terms and conditions apply.
