Vibrant cityscapes, cultural heritage and lush green spaces. Singapore has it all. To enjoy everything this city-state has to offer, make sure you’re fully covered with Singapore travel insurance.
Don’t let unexpected costs ruin your trip. Our policy covers everything from medical emergencies to lost items, trip cancellations and delays. This leaves you to focus on making the most of your adventure.
What is Singapore travel insurance and why do you need It?
Around 13.6 million tourists visit Singapore each year. And it’s clear to see why. It’s a blend of a sunny tropical paradise and bustling city-state.
Our Singapore travel insurance is designed to cover your trip to this stunning country. We’ll protect against surprise costs during your trip. This includes medical emergencies, trip cancellations, lost belongings, and more. Having dedicated travel insurance ensures you’re prepared for anything.
Here’s a few reasons why it’s essential:
Healthcare costs. Singapore’s healthcare is among the best, but can be expensive for tourists. Travel insurance helps cover costs in case of illness or injury. This means you can get necessary care without the worry of high expenses. If you have any pre-existing conditions, you must declare them before travelling.
Lost or stolen belongings. While Singapore’s crime rate is generally low, gangs are prevalent in some tourist areas. The fast pace and crowded areas mean belongings can be misplaced or stolen. Insurance provides help with replacements. Whether it’s a passport, phone, or other valuable items.
Repatriation costs. The cost of medical flights from Singapore to the UK can be as much as £70,000. With travel insurance, this cost is covered.
Emergency medical treatment. Travel insurance ensures that any urgent health needs are addressed. Our cover provides access to emergency medical care, so you’re prepared wherever you are in Singapore.
Medication replacement. We’ll cover the cost of replacing essential medications if they’re lost or delayed. You’ll also have access to our 24-hour medical team.
Travel delays and cancellations. Sometimes health issues can disrupt your travel plans. In some cases, you may even need to cancel your trip. In this case, we’ll help cover non-refundable costs for flights and accommodations.
Activities and adventure cover. Fancy some indoor skydiving at iFly Sentosa? Ziplining on Sentosa Island? Or maybe you’re looking to hike through Bukit Timah Nature Reserve or explore MacRitchie Reservoir’s treetop walk? Whatever your plans, our extreme sports add-on will keep you protected for all your Singaporean escapades.
What does our Singapore travel insurance cover?
What’s covered?
Our travel insurance for Singapore includes:
Medical emergency expenses.
Cover for cancellation of your trip.
Our 24-hour emergency assistance team, available to call, day or night, wherever you are.
The excess and amount of cover available varies depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
What’s not covered?
Each provider will have different things it can or cannot include in a policy. However, there are some situations travel insurance will not cover. For example:
You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
All of our travel insurance policies include cover for cancellation of your trip. There may, however, be some exclusions. For example, you won’t be covered to cancel if you decide not to go
The best travel insurance for Singapore
From shopping trips on Orchard Road, to wakeboarding in East Coast Park, Singapore has something for everyone. The right cover ensures you can focus on the experiences without worrying about the unexpected.
Need help choosing the right policy? Here’s a look at some of the extras you can add:
Adventuring around Singapore? Enjoy Singapore’s famous Gardens by the Bay with its breathtaking Supertree Grove. Perhaps you’re taking a trip to Sentosa Island for beach time or some kite-surfing or scuba diving? Whatever your plans, adding adventure cover to your policy keeps you protected.
Cruising to or around Singapore? If you’re cruising to nearby islands or destinations like Pulau Ubin, you’ll want our cruise cover. This will protect you against travel delays or disruptions. This is especially useful for Singapore’s busy cruise terminals.
Going on more than one trip? Singapore is an ideal gateway to Southeast Asia. Our annual multi-trip cover lets you explore Singapore and nearby destinations multiple times a year. This means you won’t need to buy individual policies for each trip.
Quick shopping spree at Clarke Quay? Singapore is a world-class shopping and food destination. It’s also easy to get caught up in all the excitement and misplace your valuables. With gadget cover, you’ll have cover for expensive items like phones or tablets.
Fancy yourself a thrill-seeker? Singapore offers plenty of adrenaline-pumping activities. With our extreme sports cover, you can enjoy them all with added protection. Tackling Sentosa’s thrilling MegaZip zipline? Jumping into indoor skydiving at iFly Singapore? Maybe bungee jumping at AJ Hackett Sentosa? Whatever you’ve got planned, we’ll have you covered.
With Singapore travel insurance, you’ll have flexible options to suit every itinerary. Check our policy wording for full details on what’s included.
How to book travel insurance for Singapore
Booking travel insurance for Singapore is easy. Here’s how it works:
Tell us a few details about your trip
Let us know where and when you’re going, and who you’re travelling with. Then tell us if you have any pre-existing medical conditions you wish to cover.
We’ll show you your quote. All you have to do is decide whether to buy it now or save it for later.
“From the bustling streets of Chinatown to the lush Gardens by the Bay, Singapore offers so much to explore. Our insurance covers you for any unexpected setbacks. Whether it’s medical assistance, trip delays, or lost valuables. InsureandGo ensures you can fully enjoy Singapore’s vibrant mix of culture, cuisine, and iconic attractions”
“We needed a policy to cover a long single trip to Finland with a trip to Singapore for a wedding in the middle. Aligned with a number of medical conditions this was proving difficult to insure. Keith was patient, sympathetic, understanding, kind and professional. Great service from your staff member. We are pretty comfortable that given the Which reviews and other customer reviews that the actual policy which we all hope we won’t need will also be five star.
Travel insurance for Singapore with pre-existing medical conditions
Travelling to Singapore with a pre-existing medical condition? We consider all conditions, including COPD, heart conditions, andasthma. It’s important you declare any pre-existing conditions during your quote process. If you don’t, you won’t be covered for anything related to your condition. We also offer support for delays that might affect treatment schedules.
Treatment for tourists in Singapore is very expensive. So make sure you’re covered before your jet off. If you’re travelling with someone who also has a pre-existing condition, we’ll help make sure they’re covered and prepared.
Plus, with our quick online medical screening, getting a quote is straightforward. Simply declare all conditions before you travel. And with a 24/7 helpline, you’re just a call away from assistance, wherever you are.
Frequently asked questions on Singapore travel insurance
Can I buy Singapore travel insurance after departure?
No, you will need to buy travel insurance before leaving the UK. This ensures you’re covered from the start of your journey. This includes any unexpected issues that could arise on your way to Singapore.
Do I need travel insurance for Singapore?
While it is not a legal requirement, travel insurance is highly recommended for Singapore. Although Singapore has excellent healthcare, medical treatment can be costly for tourists. Our travel insurance helps cover unexpected medical expenses, trip disruptions, lost belongings, and more.
How much does Singapore travel insurance cost?
The cost of travel insurance for Singapore depends on a few factors. This includes things like:
Your age. Your age makes a difference, with prices a bit higher for older travellers. This is just to make sure you have the right cover for your needs.
Length of stay. Longer trips generally mean a higher premium, as there’s more time for things to go wrong. If you’re planning multiple trips this year, consider multi-trip cover. It can be more convenient and might save you money.
Any pre-existing conditions. Declaring conditions like asthma or diabetes could increase the price, but it’s worth it to make sure you’re fully covered. Knowing you’re prepared for any medical needs means you can relax and enjoy your trip!
Policy add-ons. Options like gadget cover, or cruise insurance cost to add on. Are you bringing tech like a phone or laptop? Planning some water sports, or maybe even cruising from Singapore? These add-ons can keep you covered.
Does GHIC cover treatment in Singapore?
No, the UK’s Global Health Insurance Card (GHIC) does not cover healthcare costs in Singapore. Only EU countries accept GHIC. That’s why travel insurance is essential to cover medical expenses in Singapore. For travel to Singapore, you’ll need to buy worldwide travel insurance.
Can I get cover for high-risk activities in Singapore?
Yes, many policies offer optional cover for high-risk activities. This includes scuba diving, water sports, and more. Be sure to add the right level of cover if you plan to dive into these activities.
Does Singapore require vaccinations before entry, and does insurance cover this?
At this moment in time, Singapore doesn’t require specific vaccinations for UK travellers. This includes no COVID-19 testing or vaccination requirements. However, you must have a certificate to prove you’ve had a yellow fever vaccination if you’re coming from a country listed as a transmission risk.
Additionally, make sure you check UK Gov travel advice to ensure you stay updated.
What if I lose my passport while in Singapore?
If you lose your passport but have selected gadget cover, we will cover the cost of replacement. Be sure to report the loss to the local police and your nearest embassy as soon as possible. They can assist you with the replacement process and provide any necessary documentation.
With our insurance, you can get support with both the costs and the logistics. We’ll help you get back on track to continue enjoying your trip.
Who can buy an InsureandGo Singapore travel insurance policy?
Our Singapore travel insurance is available to all UK residents who meet the following criteria:
Must have lived in the UK or the Channel Islands for at least six of the last 12 months.
Must be in the UK when purchasing the policy.
Ensure all trips start and finish in the UK.
Travel insurance guide
Frequently asked questions
If you’ve got more questions about how our Singapore travel insurance works, or more general travel insurance queries, have a read through our FAQs.
Travel advice
Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.
Travel insurance reviews
If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.
* Discount excludes any premium generated to cover medical conditions or optional extras. This offer cannot be used in conjunction with any other offer. Ends 31/12/25. Terms and conditions apply.
